You can enjoy added peace of mind knowing that your deposits are federally insured through the National Credit Union Administration (NCUA), a U.S. Government agency. The NCUA is backed by the full faith and credit of the U.S. government, not one penny of insured savings has ever been lost by a member of a federally insured credit union. The Emergency Economic Stabilization Act of 2008, signed into law October 3, 2008, increased insurance coverage on all accounts up to $250,000.00. If your savings exceed the amount covered by the basic insurance limits, you can extend your NCUA coverage by establishing different types of accounts. The NCUA insures accounts in different ownership categories separately. You can get up to $250,000.00 of additional insurance for your interest in accounts owned jointly with someone else and for trust accounts of which you are a beneficiary. Detailed information about NCUA insurance, as well as a calculator that you can use to estimate your coverage, is available at the NCUA Web site, Ncua.gov.