Interest Rates

Loan Rates • Dividend Rates • High Yield Money MakerCD Rates

 

Loan Rates

Effective as of: April 1st, 2018

 

New & Used
Vehicles

Term
in Months

APR*
As Low As

2016 & Newer

36 – 60

61 – 72

73 – 84

1.99%

2.24%

2.49%

2014 & 2015

36 – 60

61 – 72

73 – 84

2.74%

2.99%

3.24%

2013 36 – 60

61 – 72

3.49%

3.74%

2012 36 – 60 3.99%
2011 36 – 60 4.24%
2010 & Older 36 4.49%

Recreational Vehicles

 (Boats, Motorhomes, Campers, Travel Trailers, Motorcycles, Personal Watercrafts, ATVs, Snowmobiles, Etc.)

Term in Months

APR* as Low as

$14,999.99 24 – 60 3.49%
$15,000.00 – $29,999.99 61 – 96 3.99%
$30,000.00 – $49,999.99 97 – 180 4.24%
$50,000.00 + 181 – 240 4.49%

Unsecured / Personal
Lifestyle Loans

Term
in Months

APR*
As Low As

Signature Loan 3 – 60 6.99%
Visa Credit Card N/A 7.90%

*APR = Annual Percentage Rate.  APR may be higher based borrower’s credit score.  Rates are subject to change at any time.  All rates and terms are subject to credit approval.

 

Dividend Rates

Effective as of: August 23rd, 2017

Savings Minimum Balance Dividend Rate Dividend Credited Interest Begins to Accrue at:
Regular Share $5.00 0.15% Quarterly $100.00
Whatever Savings $5.00 0.15% Quarterly $250.00
H.S.A. Single $250.00 0.15% Quarterly $250.00
H.S.A. Family $250.00 0.15% Quarterly $250.00
ESA $250.00 0.15% Quarterly $250.00
Individual Retirement Account (IRA) Traditional $250.00 0.50% Quarterly $250.00
IRA Roth $250.00 0.50% Quarterly $250.00

 

High Yield Money Maker

Effective as of: August 23rd, 2017

Daily Balance Minimum Balance Dividend Rate Dividend Credited Interest Begins to Accrue at:
$2,500.00-$9,999.00 $2,500.00 0.20% Quarterly $2,500.00
$10,000.00-$24,999.00 $2,500.00 0.25% Quarterly $10,000.00
$25,000.00-$49,999.00 $2,500.00 0.30% Quarterly $25,000.00
$50,000.00-$74,999.00 $2,500.00 0.40% Quarterly $50,000.00
$75,000.00 and above $2,500.00 0.50% Quarterly $75,000.00

 

Certificate of Deposit

Effective as of: August 23rd, 2017

Certificate Dividend Rate Dividend Credited Minimum Balance Interest Begins to Accrue at:
6 Months 0.35% Quarterly $500.00 $500.00
1 Year 0.65% Quarterly $500.00 $500.00
2 Year 1.00% Quarterly $500.00 $500.00
3 Year 1.45% Quarterly $500.00 $500.00
4 Year 1.65% Quarterly $500.00 $500.00
5 Year 1.80% Quarterly $500.00 $500.00

*Annual Percentage Yield (APY*) is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.

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