Live Life FCU

Rates / Fee Schedule

Loan Rates Dividend Rates Fee Schedule

Effective as of: 10/30/2020
Share Draft / Checking Fees
Online Bill PaymentFREE
Stop Payment Request$29 per item
Check PrintingVaries by Style
Non - Member Check Cashing$10 per check
Overdraft Fees
Return Deposit Item$25 per item
Non - Sufficient Funds (NSF)$30 per item
Shared Branch Return Deposit Item$40 per item
ATM / Debit Card Fees
Card Replacement$12 per card
ATM Deposits / Withdrawals / Balance InquiriesUnlimited Access to over 30,000 Surcharge FREE ATMs*
*To find a FREE ATM near you, simply visit CO-OP
Deposit Account Fees
Dormant Account$5 per month (after 12 months of inactivity)
Account Closing$5 (if closed within 12 months of opening)
Account Re-Opening$25 per membership
Move Account Fee$40 per membership
Service Center / Shared Branch UsageFREE
External Funds Transfer Fees
Outgoing Domestic Wire$30 per transaction
Outgoing Foreign Wire$45 per transaction
Incoming WireFREE
Service Fees
Corporate Draft / Cashier’s Check$3 per item ($2 per item if purchasing 5 or more at one time)
Paper Statement$2.50 per month
Electronic StatementFREE
Loan Fees
Title Processing$16 per item
Home Equity Subordination$150 per request
Late Charge – VISA / Loan$25 / $29 each occurrence
Rate Modification / Loan Extension$40 per request
Lien Verification$12 each occurrence
Promo $25, non-refundable
Refinance Existing Loan$40, non-refundable
Miscellaneous Fees
Escheats$60 per membership
Foreign Check Processing$25 per item
Account Research$25 per hour
Legal Processing (Garnishments, Levies, Subpoenas, etc.)$60 per item
Statement Copy$3 per statement / Availability with Online Banking FREE
History Printout$1 per page / Availability with Online Banking FREE
IRA Transfer to Another Institution$25 per transaction
IRA Maintenance$65 per year
Business Accounts
Maintenance Fee$250 per year*additional fees may be assessed for Business Accounts with special purposes

34200 Utica Rd Fraser, MI 48026     Phone: 586-268-3720     Fax: 586-268-3424      facebook

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